Cynthia Bigham Certified Loan Officer NMLS ID #1181408
Licensed in Mississippi and Tennessee
  


Fairway Independent Mortgage
Corp Office (662) 429-5100 Ext.110
Mobile: (901) 240-0758
Text: 9012400758@txt.att.net
Fax (662) 429-5620
Email  cynthiab@fairwaymc.com

Branch 240 is also licensed AL, AR, FL and TN.
HERNANDO, MS - Main Branch 240
2220 Hwy 51 S., Hernando, MS 38632
Get Directions


VA Mortgage Specialist

If you're a military veteran or still in active service, you may qualify for a VeteransAdministration 0/A) loan. These often require no down payment and have lower closingcosts, which can help keep your savings secure.

Our Military Mortgage Specialists attend advanced education to support our military and veterans with VA Mortgages.

 Other features include:
 

100% financing with full VA entitlement*
Limited closing costs
VA financing fees that can be "rolled" into the loan  amount
No prepayment penalties
Fixed and adjustable-rate loan terms
A variety of eligible property types, including Town Homes and VA Approved Condos
 


Watch this video to see how Fairway is giving back to our military veterans


 

Contact Fairway Independent Mortgage Corporation today to learn more -

 

Va Lending

Cash Out Refi

A VA cash-out refinance* from Fairway Independent Mortgage Corporation is a flexible, affordable way to finance major expenditures. For example you can pay for home remodeling projects, college expenses, or pay off a second lien with the proceeds---the choice is yours.

 

Other features and benefits include:

  • Up to 90% financing** is available for loans up to $417,000 with full VA entitlement
  • A VA cash-out refinance can replace an existing VA or non-VA mortgage+
  • Both fixed- and adjustable-rate mortgages (ARMs) are available
  • Depending on the equity in your home, you may be able to pay for discount points and closing costs with the proceeds
  • VA entitlement and/or equity must equal a minimum of 25% of the appraised value
  • In addition, you'll be personally guided through the home financing process with all of your questions answered in everyday language.

*For refinance transactions: If you are a servicemember on active duty, prior to seeking a refinance for your existing mortgage loan, please consult with your legal advisor regarding the loss of any benefits you are entitled to under the Servicemembers Civil Relief Act or applicable state law.

**90% cash-out refinance is eligible by county limits.

+Refinance of a non-VA acquired property is considered cash-out.


Streamline Refi

 

As a current VA borrower, you may be eligible to lower your monthly mortgage payment with a VA Streamline Refinance*+ from Fairway Independent Mortgage Corporation. Or, if you have an adjustable-rate mortgage (ARM), it may be the ideal time to refinance to a fixed-rate loan.

 

Other benefits and options include:

  • Refinance up to 100% of your home's value (LTV)**
  • You may qualify to close with no cash out of pocket--roll your closing costs, prepaids and funding fee into your loan amount
  • Lower interest rates and fees
  • Higher lending limits available in many areas
  • Less documentation required so there's less paperwork

     


    *Verification of employment is required if payment increases more than 20%.

    +For refinance transactions: If you are a servicemember on active duty, prior to seeking a refinance for your existing mortgage loan, please consult with your legal advisor regarding the loss of any benefits you are entitled to under the Servicemembers Civil Relief Act or applicable state law.

    **100% financing must include funding fee.

  • CONTACTS US

  • Mobile: (901) 240-0758
  • Email:cynthiab@fairwaymc.com
  • Office: (662) 429-5100 Ext.110
  • Fax: (662) 429-5620
  • 2220 Hwy 51 S., Hernando, MS 38632
    Get Directions

     

    Mississippi Licensed Mortgage Company Fairway NMLS #2289 Branch 240 Licensed AL, AR, FL & TN. 
    Main Branch Hernando MS


    VA Mortgage Specialist

    Get in Touch